7 Tips for Staging Your Home
Make your home warm and inviting to boost your home’s value and speed up the sale process. Read
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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®
A Blog to provide information to buyers and sellers of real estate.
Wednesday, October 5, 2011
Seven Tips to Stage Your Home
Friday, September 30, 2011
How do you measure a FROG (finished room over garage)?
With a tape measure. All kidding aside not everyone understands how to accurately report the heated square footage of a finished room over garage. Consumers have placed a great deal of importance in the heated square footage of homes. Many buying decisions are based on these numbers. This reliance on a number versus the utility of a floor plan may not be the best basis for determining value. We are however faced with the reality that the consumer gives great consideration to these calculations. Because of this fact a standard for reporting has become necessary. The Real estate Commission has published standards for reporting these numbers. (NCREC guidelines).
The first determination is whether the FROG can be included in the Living Area of the home.
The NC Real Estate Commission defines the Living area (sometimes referred to as "heated living area" or "heated square footage") as space that is intended for human occupancy and is:
If the FROG's space does not meet all of the criteria above, the amount of space could be stated in the MLS or in advertising but not included in the main living area. Great care in describing the space would be required to not misrepresent the property.
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The first determination is whether the FROG can be included in the Living Area of the home.
The NC Real Estate Commission defines the Living area (sometimes referred to as "heated living area" or "heated square footage") as space that is intended for human occupancy and is:
- Heated by a conventional heating system or systems (forced air, radiant, solar, etc.) that are permanently installed in the dwelling - not a portable heater - which generates heat sufficient to make the space suitable for year-round occupancy;
- Finished, with walls, floors and ceilings of materials generally accepted for interior construction (e.g., painted drywall/sheet rock or panelled walls, carpeted or hardwood flooring, etc.) and with a ceiling height of at least seven feet, except under beams, ducts, etc. where the height must be at least six feet four inches [Note: In rooms with sloped ceilings (e.g., finished attics, bonus rooms, etc.) you may also include as living area the portion of the room with a ceiling height of at least five feet if at least one-half of the finished area of the room has a ceiling height of at least seven feet.]; and
- Directly accessible from other living area (through a door or by a heated hallway or stairway).
If the FROG's space does not meet all of the criteria above, the amount of space could be stated in the MLS or in advertising but not included in the main living area. Great care in describing the space would be required to not misrepresent the property.
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Tuesday, September 20, 2011
Kitchen Remodeling Tips
6 Green Kitchen Remodeling Tips
Turn your kitchen remodel bright green with these six resource-conserving tips. Read
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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®
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Saturday, September 17, 2011
Replace Old Windows with Energy Efficient Models
Replace Old Windows with Energy-Efficient Models
Adding new energy-efficient windows can pay off at resale, as well as boost your energy savings—$126-$465 annually—if you choose the right ones. Read
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Friday, September 16, 2011
Save Money by Repairing Windows
Save Money by Repairing Windows
Repairing worn windows, rather than replacing them, can save you thousands of dollars. Read
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Saturday, September 3, 2011
New Bern, NC Buyer's Agent
Friday, July 22, 2011
4200 Elizabeth Avenue - Rent - Buy - Rent with Option
This home has an open floor plan. The bedrooms are split. Great for roommates or small families. The master has an incredible walk in closet and large master bath. The kitchen has a large pantry cabinet and lazy Susan lower. The home sits on one of the larger corner lots in the neighborhood. But not to worry the POA keeps the yard mowed. This make this home great for someone who travels or works long hours. It is a great neighborhood for someone whose spouse may deploy.
If you have an interest or have a client for whom this home would work call me at 252 635 1100. If you are working with a Buyer's Agent give them the address or MLS number 82400 and they will arrange for a viewing. For more pictures and information visit the web page below.
http://gary-barker.com/4200elizabethavenue.html
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Tuesday, July 12, 2011
Do I need a buyer's agent?
The answer for almost everyone is a yes! Sometimes people think they can save money by not using a Realtor. By the way not all real estate agents are Realtors. A real estate broker using the title Realtor has voluntarily joined an association that requires higher standards of education, ethics and professionalism.
In most markets sellers sign listing agreements with Realtors. Those agreements many times call for that agent to share the commission with a buyer's representative. So if you purchase the property without using a buyer's agent the full commission is paid to the selling agent. The seller' net proceeds is the same and you have not realized any savings. In most cases without the advice provided by an agent you will have paid more or made expensive mistakes.
A good buyer's agent will have assisted with finding home inspectors, lenders and closing attorneys that are competent and reasonable. A buyer's agent will have the resources to provide comparable sale data. He or she will also have experience in negotiating price and other terms. A Realtor will provide standardized contracts that are fair, clear and that avoid pitfalls for buyers. If you buy a home that is listed, the seller will have a seasoned professional on their side. They have handled dozens or even hundreds of transactions. My fellow Realtors are very good at what they do. Going into a real estate transaction without a professorial on your side would be like stepping up to the plate at a MLB baseball game without ever holding the bat. Unless you get hit by the pitch the outcome will be you walking back to the dugout talking to yourself.
OK, you are still determined to try to save a few dollars. Perhaps twenty per cent of real estate may be sold as a for sale by owner(FSBO). Your thinking I can get it for the fair value minus the commission. Who determines what the fair value is? Do you have the experience and files necessary to make that judgement? Do you know how to determine the heated square footage of the home? Is the seller's asking price fair? Many FSBO are priced well above fair market value. Many FSBO have been rejected by brokers because the owners insisted on prices well above the market value. This is especially true for properties bought at the peak of the market. Do you know how to search out that information at the Register of Deeds?
Perhaps the property has hidden flaws that the seller does not want to disclose. Licensed real estate brokers are held to a much higher standard than an individual seller. Once you close on the transaction getting any relief from the seller will be very difficult. Realtors and other licensees are required to reveal any material facts that can effect the value of the home you are purchasing.
For most the purchase of their home is the largest transaction they will ever have. Can you afford a mistake? Enlist the help of a Realtor willing to represent your interest to the exclusion of all others, even his own. When purchasing real estate employ a Realtor. I believe it will save you heart ache, time and money.
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or Call 252 635 1100
In most markets sellers sign listing agreements with Realtors. Those agreements many times call for that agent to share the commission with a buyer's representative. So if you purchase the property without using a buyer's agent the full commission is paid to the selling agent. The seller' net proceeds is the same and you have not realized any savings. In most cases without the advice provided by an agent you will have paid more or made expensive mistakes.
A good buyer's agent will have assisted with finding home inspectors, lenders and closing attorneys that are competent and reasonable. A buyer's agent will have the resources to provide comparable sale data. He or she will also have experience in negotiating price and other terms. A Realtor will provide standardized contracts that are fair, clear and that avoid pitfalls for buyers. If you buy a home that is listed, the seller will have a seasoned professional on their side. They have handled dozens or even hundreds of transactions. My fellow Realtors are very good at what they do. Going into a real estate transaction without a professorial on your side would be like stepping up to the plate at a MLB baseball game without ever holding the bat. Unless you get hit by the pitch the outcome will be you walking back to the dugout talking to yourself.
OK, you are still determined to try to save a few dollars. Perhaps twenty per cent of real estate may be sold as a for sale by owner(FSBO). Your thinking I can get it for the fair value minus the commission. Who determines what the fair value is? Do you have the experience and files necessary to make that judgement? Do you know how to determine the heated square footage of the home? Is the seller's asking price fair? Many FSBO are priced well above fair market value. Many FSBO have been rejected by brokers because the owners insisted on prices well above the market value. This is especially true for properties bought at the peak of the market. Do you know how to search out that information at the Register of Deeds?
Perhaps the property has hidden flaws that the seller does not want to disclose. Licensed real estate brokers are held to a much higher standard than an individual seller. Once you close on the transaction getting any relief from the seller will be very difficult. Realtors and other licensees are required to reveal any material facts that can effect the value of the home you are purchasing.
For most the purchase of their home is the largest transaction they will ever have. Can you afford a mistake? Enlist the help of a Realtor willing to represent your interest to the exclusion of all others, even his own. When purchasing real estate employ a Realtor. I believe it will save you heart ache, time and money.
 |
| Gary Barker |
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or Call 252 635 1100
Sunday, July 10, 2011
Trying to Sell - Clear the Clutter
We live in a time of a competitive real estate market. You need every advantage available. In my reading, I find a lot of discussion of properly staging a home. One of the first things discussed is getting rid of the clutter. Listen to your Realtor, they can help you decide what needs to go. If budget allows use a professional stager. Some Realtors may provide this service for a small fee.
It may be a good time to throw some things away. They say that if you have not used something in three years it needs to go. If you can't pull the trigger on that option it is time to get some boxes and begin the moving process. Having a head high stack of boxes filling up the garage isn't the answer. The potential buyer wants to see that their boat, jet ski, Harley and grill will fit into the garage.
The solution, rent a space at your local mini storage. Face the fact that you will be moving anyway. If you unclutter that will happen sooner. Many people have too much furniture in their rooms. If your stager or Realtor suggest moving some out, heed their advice. When moving day comes there will be less to move. Pack away those things that haven't been used in a long while. Put the items that you think you might need near the door of the mini storage.
It may be a good time to throw some things away. They say that if you have not used something in three years it needs to go. If you can't pull the trigger on that option it is time to get some boxes and begin the moving process. Having a head high stack of boxes filling up the garage isn't the answer. The potential buyer wants to see that their boat, jet ski, Harley and grill will fit into the garage.
The solution, rent a space at your local mini storage. Face the fact that you will be moving anyway. If you unclutter that will happen sooner. Many people have too much furniture in their rooms. If your stager or Realtor suggest moving some out, heed their advice. When moving day comes there will be less to move. Pack away those things that haven't been used in a long while. Put the items that you think you might need near the door of the mini storage.
Friday, June 24, 2011
Whole-House Sound Hath Charms to Soothe the Savage in You
By: Caralee Adams
Published: May 3, 2011
Whole-house sound sets the mood, reduces sound system clutter, and adds value. Run wires behind the walls or go wireless—there’s a system for every budget.
High end: Get wired
The highest-quality whole-house sound travels through structured wires embedded in your walls. Wires run from your sound system, neatly tucked into a storage room or closet, through the ceiling into speakers mounted in rooms you select. This is the gold standard option for the music purist and should be installed by a sound specialist.
Structured wiring most easily is installed in new construction, and nearly half of all new homes built in and after 2008 have it. Retrofitting a house with structured wiring will cost $700 to $2,700 per room, depending on the control units you select. A pair of speakers for each room can cost from $100 to $2,000.
Structured wiring most easily is installed in new construction, and nearly half of all new homes built in and after 2008 have it. Retrofitting a house with structured wiring will cost $700 to $2,700 per room, depending on the control units you select. A pair of speakers for each room can cost from $100 to $2,000.
Mid-priced: Leverage existing wires
Leveraging existing wires is a less intrusive way to achieve whole-house sound because you aren’t cutting through walls to run new wire. Expect to sacrifice audio fidelity, but it’s minimal.
A source hub—a central device that iPods, CD players, and other source equipment plugs into—sends audio signals in a digital format over existing electrical wires. A receiver plugged into a wall outlet in each room converts digital back into analog music.
Costs run $500 to $1,000 per room including speakers; it takes a day or less to install.
A source hub—a central device that iPods, CD players, and other source equipment plugs into—sends audio signals in a digital format over existing electrical wires. A receiver plugged into a wall outlet in each room converts digital back into analog music.
Costs run $500 to $1,000 per room including speakers; it takes a day or less to install.
Budget luxury: Go wireless
Installing a wireless system is the easiest, most affordable way to get whole-house sound—and the only one you can do yourself.
Music is distributed from your computer, through a router, and into a small player box (about the size of toaster) placed in each room you choose. If you want sound in five rooms, you’ll need five player boxes and five sets of speakers.
Wireless systems cost about $400 per room and can be set up in a couple hours.
Caralee Adams, a veteran journalist, has written for Better Homes & Gardens, Parents, and Fitness.
Music is distributed from your computer, through a router, and into a small player box (about the size of toaster) placed in each room you choose. If you want sound in five rooms, you’ll need five player boxes and five sets of speakers.
Wireless systems cost about $400 per room and can be set up in a couple hours.
Caralee Adams, a veteran journalist, has written for Better Homes & Gardens, Parents, and Fitness.
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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
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Tuesday, June 21, 2011
6 Tips for Buying a Home in a Short Sale
By: G. M. Filisko
Published: March 19, 2010
By preparing for a real estate short sale, you can emerge with a great home at a favorable price.
1. Get help from a short sale expert
A real estate agent experienced in short sales can identify which homes are being offered as short sales, help you determine a purchase price, and advise you on what to include in your offer to make the lender view it favorably. Ask agents how many buyers they've represented in short sales and, of those, how many successfully closed the transaction.
2. Build a team
Ask agents to recommend real estate attorneys knowledgeable in short sales and title experts. A title officer can do a title search to identify all the liens attached to a property you’re interested in. Because each lienholder must consent to a short sale, a property with multiple liens, like first and second mortgages, mechanic’s and condominium liens, or homeowners association liens, will be harder to purchase.
A title search may cost $250 to $300 up front, but it can help weed out less desirable properties requiring multiple approvals.
A title search may cost $250 to $300 up front, but it can help weed out less desirable properties requiring multiple approvals.
3. Know the home’s fair market value
By agreeing to a short sale, lenders are consenting to lose money on the loan they made to the sellers to purchase the home. Their goal is to keep those losses as low as possible. If your offer is dramatically less than the home’s fair market value, it may be rejected. Your agent can help you identify the price that’s good for you. The lender will determine whether approval is in its best interest.
4. Expect delays
There are two stages to a short sale. First, the sellers must consent to your purchase offer. Then they must submit it to their lender, along with documentation to convince the lender to agree to the sale.
The lender approval process can take weeks or months, even longer if the lender counteroffers. Expect bigger delays if several lienholders are involved; each can make a counteroffer or reject your offer.
The lender approval process can take weeks or months, even longer if the lender counteroffers. Expect bigger delays if several lienholders are involved; each can make a counteroffer or reject your offer.
5. Firm up your financing
Lenders will weigh your ability to close the transaction. If you're preapproved for a mortgage, have a large downpayment, and can close at any time, they’ll consider your offer stronger than that of a buyer whose financing is less secure.
6. Avoid contingencies
If you must sell your current home before you can close on the short-sale property, or you need to close by a firm deadline, your offer may present too many moving parts for a lender to approve it.
Also, consider ordering an inspection so you’re fully informed about the home. Keep in mind that lenders are unlikely to approve an offer seeking repairs or credits for such work. You’ll probably have to purchase the home “as is,” which means in its present condition.
This article includes general information about tax laws and consequences, but isn't intended to be relied upon by readers as tax or legal advice applicable to particular transactions or circumstances. Consult a tax professional for such advice; tax laws may vary by jurisdiction.
Also, consider ordering an inspection so you’re fully informed about the home. Keep in mind that lenders are unlikely to approve an offer seeking repairs or credits for such work. You’ll probably have to purchase the home “as is,” which means in its present condition.
This article includes general information about tax laws and consequences, but isn't intended to be relied upon by readers as tax or legal advice applicable to particular transactions or circumstances. Consult a tax professional for such advice; tax laws may vary by jurisdiction.
G.M. Filisko is an attorney and award-winning writer who luckily has avoided the need for a short sale on her properties. A frequent contributor to many national publications including Bankrate.com, REALTOR® Magazine, and the American Bar Association Journal, she specializes in real estate, business, personal finance, and legal topics.
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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
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Friday, June 17, 2011
Do-It-Yourself Home Security Check: 5 Essential Steps
By: Joseph D'Agnese
Published: November 12, 2010
Conduct a do-it-yourself home security check by walking around your house to assess what needs to be done to reduce the risk of a break-in.
1. Keep your home well-maintained on the outside
Burglars want an easy target. Stand on the street outside your house and ask yourself: Does my property look neglected, hidden, or uninhabited? A front door or walkway that’s obscured by shrubbery offers crooks the perfect cover they need while they break a door or window. To improve security, trim shrubs away from windows and widen front walks.
2. Install motion detector lights
All sides of your house should be well-lit with motion-activated lighting, not just the front. Simple motion-activated floodlights cost less than $50 each, and installing them is an easy DIY job if the wiring is already in place.
3. Store your valuables
Thieves want easy-to-grab electronics, cash, jewelry, and other valuables, though some are not above running down the street with your flat-screen TV. Most make a beeline for the master bedroom, because that’s where you’re likely to hide spare cash, jewelry, even guns.
Tour each room and ask yourself: is there anything here that I can move to a safe deposit box? Installing a home safe ($150 to $500) that’s bolted to your basement slab is a good repository for items you don’t use on a daily basis.
4. Secure your data
While you probably won’t be putting your home computer in a safe anytime soon, take steps to back up the personal information stored on it. Password protect your login screen, and always shut off your computer when not in use (you’ll save energy, too!) Don’t overlook irreplaceable items whose value may hard to quantify, like digital photos.
5. Prepare ahead of time in case the worst happens
- Take a photo or video inventory of items of value in your home, and store the file online or in your home safe. Check that you’re properly insured for theft. Note that high-ticket items in your home office, such as computers, professional camera equipment, or other business essentials, may require an additional rider or a separate policy.
Joseph D’Agnese is a journalist and book author who has written numerous articles on home improvement. He lives in North Carolina.
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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
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Tuesday, June 14, 2011
7 Hot Home Improvement Trends that Make Your Home Work for You
By: Lisa Kaplan Gordon
Published: May 13, 2011
Home improvement trends embrace energy efficiency, low maintenance exteriors, and double-duty space.
TREND #1: MAINTENANCE-FREE SIDING
We continue to choose maintenance-free siding that lives as long as we do, but with a lot less upkeep. But more and more we’re opting for fiber-cement siding, one of the fastest-growing segments of the siding market. It’s a combination of cement, sand, and cellulosic fibers that looks like wood but won’t rot, combust, or succumb to termites and other wood-boring insects.
At $5 to $9 per sq. ft., installed, fiber-cement siding is more expensive than paint-grade wood, vinyl, and aluminum siding. It returns 80% of investment, the highest return of any upscale project on Remodeling magazine’s latest Cost vs. Value Report.
Maintenance is limited to a cleaning and some caulking each spring. Repaint every 7 to 15 years. Wood requires repainting every 4 to 7 years.
At $5 to $9 per sq. ft., installed, fiber-cement siding is more expensive than paint-grade wood, vinyl, and aluminum siding. It returns 80% of investment, the highest return of any upscale project on Remodeling magazine’s latest Cost vs. Value Report.
Maintenance is limited to a cleaning and some caulking each spring. Repaint every 7 to 15 years. Wood requires repainting every 4 to 7 years.
Trend #2: Convertible spaces
Forget “museum rooms” we use twice a year (dining rooms and living rooms) and embrace convertible spaces that change with our whims.
Foldaway walls turn a private study into an easy-flow party space. Walls can consist offancy, glass panels ($600 to $1,600 per linear ft., depending on the system); or they can be simple vinyl-covered accordions ($1,230 for 7 ft. by 10 ft.). PortablePartions.com sells walls on wheels ($775 for approximately 7 ft. by 7 ft.).
A Murphy bed pulls down from an armoire-looking wall unit and turns any room into a guest room. Prices, including installation and cabinetry, range from $2,000 (twin with main cabinet) to more than $5,000 (California king with main and side units). Just search online for sellers.
And don’t forget area rugs that easily define, and redefine, open spaces.
Foldaway walls turn a private study into an easy-flow party space. Walls can consist offancy, glass panels ($600 to $1,600 per linear ft., depending on the system); or they can be simple vinyl-covered accordions ($1,230 for 7 ft. by 10 ft.). PortablePartions.com sells walls on wheels ($775 for approximately 7 ft. by 7 ft.).
A Murphy bed pulls down from an armoire-looking wall unit and turns any room into a guest room. Prices, including installation and cabinetry, range from $2,000 (twin with main cabinet) to more than $5,000 (California king with main and side units). Just search online for sellers.
And don’t forget area rugs that easily define, and redefine, open spaces.
Trend #3: A laundry room of your own
Humankind advanced when the laundry room arose from the basement to a louvered closet on the second floor where clothes live. Now, we’re taking another step forward by granting washday a room of its own.
If you’re thinking of remodeling, turn a mudroom or extra bedroom into a dedicated laundry room big enough to house the washer and dryer, hang hand-washables, and store bulk boxes of detergent.
Look for spaces that already have plumbing hookups or are adjacent to rooms with running water to save on plumbing costs.
If you’re thinking of remodeling, turn a mudroom or extra bedroom into a dedicated laundry room big enough to house the washer and dryer, hang hand-washables, and store bulk boxes of detergent.
Look for spaces that already have plumbing hookups or are adjacent to rooms with running water to save on plumbing costs.
Trend #4: Souped-up kitchens
Although houses are trending smaller, kitchens are getting bigger, according to theAmerican Institute of Architects’ Home Design Trends Survey.
Kitchen remodels open the space, perhaps incorporating lonely dining rooms, and feature recycling centers, large pantries, and recharging stations.
Oversized and high-priced commercial appliances—did we ever fire up six burners at once?—are yielding to family-sized, mid-range models that recover at least one cabinet forstorage.
Since the entire family now helps prepare dinner (in your dreams), double prep sinks have evolved into dual-prep islands with lots of counter space and pull-out drawers.
Kitchen remodels open the space, perhaps incorporating lonely dining rooms, and feature recycling centers, large pantries, and recharging stations.
Oversized and high-priced commercial appliances—did we ever fire up six burners at once?—are yielding to family-sized, mid-range models that recover at least one cabinet forstorage.
Since the entire family now helps prepare dinner (in your dreams), double prep sinks have evolved into dual-prep islands with lots of counter space and pull-out drawers.
Trend #5: Energy diets
We’re wrestling with an energy disorder: We’re binging on electronics—cell phones, iPads, Blackberries, laptops--then crash dieting by installing LED fixtures and turning the thermostat to 68 degrees.
Are we ahead of the energy game? Only the energy monitors and meters know for sure.
These new tracking devices can gauge electricity usage of individual electronics ($20 to $30) or monitor whole house energy ($100 to $250). The TED 5000 Energy Monitor ($240) supplies real-time feedback that you can view remotely and graph by the second, minute, hour, day, and month.
Are we ahead of the energy game? Only the energy monitors and meters know for sure.
These new tracking devices can gauge electricity usage of individual electronics ($20 to $30) or monitor whole house energy ($100 to $250). The TED 5000 Energy Monitor ($240) supplies real-time feedback that you can view remotely and graph by the second, minute, hour, day, and month.
Trend #6: Love that storage
As we bow to the new god of declutter, storage has become the holy grail.
We’re not talking about more baskets we can trip over in the night; we’re imagining and discovering built-in storage in unlikely spaces--under stairs, over doors, beneath floors.
Under-appreciated nooks that once displayed antique desks are growing into built-ins for books and collections. Slap on some doors, and you can hide office supplies and buckets of Legos.
Giant master suites, with floor space to land a 747, are being divided to conquer clutter with more walk-in closets.
Under-appreciated nooks that once displayed antique desks are growing into built-ins for books and collections. Slap on some doors, and you can hide office supplies and buckets of Legos.
Giant master suites, with floor space to land a 747, are being divided to conquer clutter with more walk-in closets.
Trend #7: Home offices come out of the closet
Flexible work schedules, mobile communications, and entrepreneurial zeal are relocating us from the office downtown to home.
Laptops and wireless connections let us telecommute from anywhere in the house, but we still want a dedicated space (preferably with a door) for files, supplies, and printers.
Spare bedrooms are becoming home offices and family room niches are morphing into working nooks. After a weekend of de-cluttering, basements and attics are reborn as work centers.
Lisa Kaplan Gordon is a HouseLogic contributor and homebuilder.
Laptops and wireless connections let us telecommute from anywhere in the house, but we still want a dedicated space (preferably with a door) for files, supplies, and printers.
Spare bedrooms are becoming home offices and family room niches are morphing into working nooks. After a weekend of de-cluttering, basements and attics are reborn as work centers.
Lisa Kaplan Gordon is a HouseLogic contributor and homebuilder.
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
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